The Indian government continues to launch and upgrade schemes aimed at empowering women socially, economically, and professionally. Whether you’re a student, entrepreneur, or homemaker, these schemes offer real financial and social benefits. Here’s an updated list of the top government schemes for women in India in 2025—with benefits, eligibility, and application links.
- PM Matru Vandana Yojana (PMMVY)
- Benefit: ₹5,000 maternity benefit for pregnant and lactating mothers
- Eligibility: First-time pregnant women aged 19+
- Apply at: https://pmmvy.wcd.gov.in
- Sukanya Samriddhi Yojana (SSY)
- Benefit: High interest savings scheme for girl child education and marriage
- Eligibility: Girl child under 10 years, parents/guardians can open account
- Interest Rate (2025): Approx. 8.2% annually
- Apply at: Post Offices or Banks
- Stand Up India Scheme
- Benefit: Loans from ₹10 lakh to ₹1 crore for women entrepreneurs
- Eligibility: SC/ST or women entrepreneurs above 18 years
- Apply at: https://www.standupmitra.in
- Mahila Samman Savings Certificate (2023–2025)
- Benefit: Fixed deposit with 7.5% annual interest
- Eligibility: Women and girls can invest up to ₹2 lakh
- Apply at: India Post Offices
- Udyam Sakhi Portal (MSME)
- Benefit: Support for women-led small businesses
- Features: Credit access, market linkage, mentorship
- Website: https://udyam sakhi.gov.in
- Nari Shakti Yojana (State-Level)
- Benefit: State-based financial and training support for women
- Check in: Respective State Government Portals
- Working Women Hostel Scheme
- Benefit: Affordable housing for working women
- Eligibility: Salaried women and students relocating for work
- More Info: https://wcd.nic.in
Bonus Tip: Many of these schemes are accessible via the Umang App or DigiLocker for easy tracking and document uploads.
FAQs
A: Yes, if you’re eligible, you can benefit from multiple schemes.
A: Central schemes apply nationwide. Some may have additional state-level schemes.
A: Most portals have login-based dashboards or SMS updates for status checks.
Government schemes for women in India are a major step toward empowerment in 2025. Whether you want to start a business, secure your daughter’s future, or access maternity benefits, these programs are designed to help you thrive.
📌 Save This Post: Useful for students, mothers, and women entrepreneurs.
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